[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.snella.cz\/kdyz-nemate-kde-bydlet\/#Article","mainEntityOfPage":"https:\/\/www.snella.cz\/kdyz-nemate-kde-bydlet\/","headline":"Kdy\u017e nem\u00e1te kde bydlet","name":"Kdy\u017e nem\u00e1te kde bydlet","description":"Na\u0161\u00ed republikou se p\u0159ehnaly povodn\u011b a hodn\u011b lid\u00ed \u0159e\u0161\u00ed doslova existen\u010dn\u00ed probl\u00e9my. Maj\u00ed vytopen\u00e9 domy, p\u0159i\u0161li o majetek, kter\u00fd v nich museli zanechat, a bohu\u017eel, najde se jich ur\u010dit\u011b hodn\u011b…","datePublished":"2024-09-16","dateModified":"2024-09-16","author":{"@type":"Person","@id":"https:\/\/www.snella.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.snella.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"snella.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.snella.cz\/wp-content\/uploads\/flood-876580_640_1.jpg","url":"https:\/\/www.snella.cz\/wp-content\/uploads\/flood-876580_640_1.jpg","height":0,"width":0},"url":"https:\/\/www.snella.cz\/kdyz-nemate-kde-bydlet\/","about":["Finance"],"wordCount":409,"articleBody":"   Na\u0161\u00ed republikou se p\u0159ehnaly povodn\u011b a hodn\u011b lid\u00ed \u0159e\u0161\u00ed doslova existen\u010dn\u00ed probl\u00e9my. Maj\u00ed vytopen\u00e9 domy, p\u0159i\u0161li o majetek, kter\u00fd v nich museli zanechat, a bohu\u017eel, najde se jich ur\u010dit\u011b hodn\u011b takov\u00fdch, kte\u0159\u00ed nem\u011bli sv\u00e9 domy proti povodn\u00edm poji\u0161t\u011bn\u00e9. D\u016fvod m\u016f\u017ee b\u00fdt jak\u00fdkoliv, ale jednou z mo\u017enost\u00ed je i ta, \u017ee jsou to lid\u00e9 na hranici chudoby a poji\u0161t\u011bn\u00ed pro n\u011b mohlo b\u00fdt jen dal\u0161\u00edm v\u00fddajem, na kter\u00fd jednodu\u0161e nem\u011bli, nebo m\u011bli sv\u016fj d\u016fm mimo z\u00e1plavovou oblast a \u017ee mohou b\u00fdt zatopeni je v\u016fbec nenapadlo. B\u00fdt na hranici chudoby nen\u00ed na Jesenicku nic neobvykl\u00e9ho, je to kraj s vysokou nezam\u011bstnanost\u00ed, a proto nen\u00ed divu, \u017ee tam budou lid\u00e9 s exekucemi nebo se z\u00e1znamem v registru neplati\u010d\u016f. A co, kdy\u017e tito lid\u00e9 p\u0159i povodni p\u0159i\u0161li o bydlen\u00ed, poji\u0161\u0165ovna jim nic nevyplat\u00ed a d\u00edky \u0161kraloup\u016fm v registru jim banka neschv\u00e1l\u00ed hypot\u00e9ku? Mohou z\u00edskat p\u016fj\u010dku nebo hypot\u00e9ku bez registru? Ano, mohou, ale nebude to u banky, ale u nebankovn\u00ed spole\u010dnosti, jako je nap\u0159. Americka-nebankovni-hypoteka.cz. I tam jsou ale podm\u00ednky pro z\u00edsk\u00e1n\u00ed hypot\u00e9ky jasn\u011b dan\u00e9, st\u00e1l\u00fd p\u0159\u00edjem, i kdy\u017e t\u0159eba jen minim\u00e1ln\u00ed a d\u00e1t do z\u00e1stavy vlastn\u00ed nemovitost, a proto\u017ee o tu vlastn\u00ed jste d\u00edky povodni p\u0159i\u0161li, m\u016f\u017ee to b\u00fdt ta nov\u00e1 nemovitost, kterou si za hypot\u00e9ku koup\u00edte. P\u0159ij\u00edt o ve\u0161ker\u00fd majetek, to nikdo nechce za\u017e\u00edt, ale p\u0159\u00edrodn\u00ed katastrofy si nevyb\u00edraj\u00ed, jestli jste bohat\u00fd \u010di chud\u00fd. Povode\u0148 v\u00e1s p\u0159iprav\u00ed o v\u0161echno, o v\u011bci movit\u00e9, ale tak\u00e9 o vzpom\u00ednky, o fotky va\u0161ich d\u011bt\u00ed, o jejich obr\u00e1zky, co v\u00e1m malovaly ve \u0161kolce \u010di ve \u0161kole. Tyto ztr\u00e1ty u\u017e nahradit nelze, ale pokud za\u017eijete skute\u010dnou p\u0159\u00edrodn\u00ed katastrofu, tak jste r\u00e1di i za hol\u00fd \u017eivot, kter\u00fd si zachr\u00e1n\u00edte. \u0158e\u0161it pen\u00edze, to se v\u017edycky d\u00e1, v\u017edy se najdou mo\u017enosti, jak se op\u011bt odrazit ode dna a za\u010d\u00edt op\u011bt \u017e\u00edt. Jen se rozhodnout a nepropadat depres\u00edm, \u017eivot m\u00e1me jen jeden, a tak si ho nekazte a svou situaci \u0159e\u0161te.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy\u017e nem\u00e1te kde bydlet","item":"https:\/\/www.snella.cz\/kdyz-nemate-kde-bydlet\/#breadcrumbitem"}]}]